Companies worth disrupting
Our internal hit-list of incumbents that look ripe for replacement. Vote, comment, and submit your own — the strongest theses bubble up.
ADP
Payroll incumbent surviving on switching costs
Chegg
Homework-help subscription gutted by ChatGPT
Comcast / Xfinity
Cable monopoly losing video, defending broadband
CoStar Group
Commercial real estate data monopoly with extractive pricing
CVS Pharmacy
Retail pharmacy with declining footfall and brutal UX
Epic Systems
Hospital EHR monopoly with painful UX and high TCO
Expedia Group
OTA conglomerate with stale UX, threatened by AI agents
FedEx
Legacy logistics network with thin margins and brittle ops
GEICO
Auto insurance giant with declining underwriting edge
Intuit (QuickBooks)
SMB accounting incumbent with rising prices
Kroger
Grocery chain squeezed between Walmart, Costco, and Amazon
Professional network turned spam-filled feed
Salesforce
Bloated CRM suite ripe for an AI-native rebuild
State DMVs (collectively)
Government identity issuance, manual and ripe for an API
Test company
submittedtesting a sample
Wells Fargo
Big-four U.S. retail bank with a creaky branch-era core
Westlaw (Thomson Reuters)
Legal research duopoly charging law firms a fortune
Zillow
Residential real estate portal with broken business model